AI in financial services: useful tool or risky shortcut

Artificial intelligence (AI) has quietly moved from buzzword to backbone in financial services. Whether you notice it or not, AI is already shaping how your super fund flags unusual activity, how your bank detects fraud, manages risk, and interacts with customers and increasingly, how financial advice itself gets built. The question isn’t whether AI belongs … Read more

Understand your money personality, grow your wealth

Ask a dozen people why they haven’t started investing, paid off their credit card, or topped up their super, and you’ll get a dozen different answers. But they usually trace back to the same thing: how they feel about money, not what they know about it. Behavioural finance calls this your “money personality,” and understanding … Read more

Financial literacy in the age of ‘Finfluencers’. Separating fact from fiction

There’s something genuinely positive about the rise of financial content on social media. Money was, for a long time, a topic shrouded in silence, shame, and exclusivity. Anything that gets Australians talking about budgeting, investing, and superannuation is, in principle, a good thing. The problem is what’s getting mixed in with the good stuff. The … Read more

The Retirement Confidence Gap

What ASIC’s New Research Really Tells Us About Retirement in Australia I’ve been a financial planner for long enough to know that the scariest thing isn’t having too little super. It’s not knowing your current financial position. That thought came back to me when I read the Australian Securities and Investments Commission’s (ASIC) latest research. … Read more

Financial Literacy for Life. What Schools Don’t Teach

Most of us left school knowing how to calculate the area of a triangle. Very few of us left school knowing how superannuation compounding works, how to read a credit card statement, or what a reasonable emergency fund looks like. That gap has consequences. Research from UNSW has found that people with limited financial knowledge … Read more

More than money: The real value of a financial planner

“Do I really need a financial planner?” Most people assume financial planners exist to pick winning investments. In reality, that’s a small fraction of what we do, and often not the most valuable part. Think of a great financial planner less like a stockbroker, and more like a trusted architect for your financial circumstances: someone … Read more

Financial reset: how to bounce back from a money mistake

Everyone slips up Whether it’s a forgotten tax bill, a credit card that quietly spiralled, a poorly timed investment, or raiding your superannuation when you really didn’t need to. Financial mistakes are a universal human experience. The good news? A stumble doesn’t have to become a fall. The most common culprits The financial errors we … Read more