The Wick Private Wealth Program
At Wick Financial, we take our clients on a Wealth Generation Journey. A carefully designed program to build, protect, and transfer wealth across generations. Because as life evolves, your wealth should provide the ultimate luxury: options.
Wealth is about options, not just goals.
Traditional advice often focuses on specific, rigid goals. But as our lives change with marriages, children, and career shifts, our goals inevitably change too. The Wick Private Wealth Program is designed to build wealth that provides you with the options and flexibility to navigate whatever life brings your way.
Levels of Financial Freedom
*Excluding Principal Place of Residence (PPOR). These are general guides to help frame your wealth journey.
Comfortable Independence
Enables a comfortable life, but with some limitations and required compromises.
True Freedom
Removes most financial limitations, providing ultimate flexibility and choice.
Generational Legacy
The threshold where building and structuring generational wealth becomes the primary focus.
The Total Wealth Journey
The Blueprint
The Total Wealth Journey
Legacy and Generational Wealth
Financial Freedom
Phase 1: Financial Freedom
The Three Stages of Wealth
Starter
We help you address, fix, and future-proof your current investments. This stage is all about putting a solid, unshakeable foundation in place to prepare you for the growth phase.
Accumulator
The growth phase. Here, our focus shifts to optimization and aggressive wealth creation. We implement strategies to accelerate your journey toward your financial benchmarks.
Achiever
You have achieved your desired wealth goal. However, this decumulating stage creates its own complexities, such as managing tax implications when selling assets and structuring your legacy.
Phase 2: Legacy & Generational Wealth
Our Flagship Model – Family Office Services
For families who have achieved significant wealth, our Family Office services represent the pinnacle of personalised advice, strategic management, and intergenerational planning. We safeguard and grow your wealth while ensuring it is transferred seamlessly to future generations. Beyond financial stewardship, we educate, mentor, and equip the next generation with the knowledge, discipline, and leadership skills to thrive and uphold the values enshrined in your family charter.
Virtual Family Office
A coordinated team of professionals advisers, accountants, and lawyers working together virtually to manage your wealth without the overhead of a physical office.
Multi Family Office
A shared infrastructure providing comprehensive wealth, tax, and estate management for a select group of high-net-worth families, offering institutional-grade opportunities.
Single Family Office
A dedicated, bespoke private office built exclusively for your family. Handling all aspects of generational wealth transfer, lifestyle management, and philanthropy.