Claire Panillo Until recently, most employers paid superannuation guarantee contributions quarterly. That meant money you earned in July might not have reached your super account until October. Since 1 July 2026, that’s changed. Under Payday Super, employers must now pay super at the same time as wages, whether that’s weekly, fortnightly, or monthly. This might have easily … Read more
The financial advice world loves a good debate, and robo-advice versus human advice has been running for years. The honest answer is that it’s rarely either or. Understanding what each does well helps you work out where your money genuinely needs a human in the loop, and where technology can safely take the wheel. What … Read more
Artificial intelligence (AI) has quietly moved from buzzword to backbone in financial services. Whether you notice it or not, AI is already shaping how your super fund flags unusual activity, how your bank detects fraud, manages risk, and interacts with customers and increasingly, how financial advice itself gets built. The question isn’t whether AI belongs … Read more
Ask a dozen people why they haven’t started investing, paid off their credit card, or topped up their super, and you’ll get a dozen different answers. But they usually trace back to the same thing: how they feel about money, not what they know about it. Behavioural finance calls this your “money personality,” and understanding … Read more
There’s something genuinely positive about the rise of financial content on social media. Money was, for a long time, a topic shrouded in silence, shame, and exclusivity. Anything that gets Australians talking about budgeting, investing, and superannuation is, in principle, a good thing. The problem is what’s getting mixed in with the good stuff. The … Read more
She manages a lot. Work, family, probably someone else’s schedule before her own. And underneath all of it, a quiet financial worry she hasn’t quite found the time to deal with. That feeling is real. And it’s far more common than most women let on. Australian women report higher financial stress than men across every … Read more
What ASIC’s New Research Really Tells Us About Retirement in Australia I’ve been a financial planner for long enough to know that the scariest thing isn’t having too little super. It’s not knowing your current financial position. That thought came back to me when I read the Australian Securities and Investments Commission’s (ASIC) latest research. … Read more
Most of us left school knowing how to calculate the area of a triangle. Very few of us left school knowing how superannuation compounding works, how to read a credit card statement, or what a reasonable emergency fund looks like. That gap has consequences. Research from UNSW has found that people with limited financial knowledge … Read more
There’s a particular kind of financial anxiety that didn’t really exist a decade ago. It’s the feeling you get when you see someone on Instagram has just renovated their kitchen, someone on TikTok is posting from Amalfi, and someone on LinkedIn has just announced they’ve paid off their mortgage at 34. All before you’ve finished … Read more
“Do I really need a financial planner?” Most people assume financial planners exist to pick winning investments. In reality, that’s a small fraction of what we do, and often not the most valuable part. Think of a great financial planner less like a stockbroker, and more like a trusted architect for your financial circumstances: someone … Read more