Claire Panillo

The 50/30/20 Rule: A Simple Framework for Financial Success

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Managing your money doesn’t have to feel overwhelming. Suppose you’re in the accumulation phase of life. In that case, whether you’re building your first emergency fund, saving for a home deposit, or growing your super, the 50/30/20 rule offers a straightforward framework that can work with any income level. Understanding the framework The 50/30/20 rule … Read more

Emergency Funds: How Much is Enough?

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Building an emergency fund is one of the most empowering financial decisions you can make. It’s your safety net, your peace of mind, and your buffer against life’s unexpected moments. If you’ve heard conflicting advice about how much to save, you’re not alone. Let’s take a few minutes to explore what makes sense for your … Read more