Sheshan Wickramage

Wick Financial has been named 2026 Wealth Management Business of the Year and Innovator of the Year, Financial Advice at the Australian Wealth Management Awards.

Margaret’s decision At 62, Margaret stood in her four-bedroom family home in the northern suburbs, surrounded by decades of memories. With her children settled elsewhere and retirement approaching, the house felt too large. When her financial adviser mentioned the downsizer contribution scheme, Margaret discovered an opportunity to transform her property into a tax-efficient retirement strategy. … Read more

When it comes to helping your children or grandchildren get a financial head start in life, there are many options available. However, your generosity could create tax issues down the track. Here are a few ways you could help give your kids a financial head start, preferably without putting your finances at risk. Education If … Read more

Turning 60 is a significant milestone in your superannuation journey, as it can unlock access to your retirement savings in ways not previously available. Understanding these changes can help you make informed decisions about your financial future[1]. Accessing Your Super Without Penalties A common misconception is that you must wait until the Age Pension age … Read more

It was the overwhelming silence that hit Judy, the first time she visited her family home after her mother’s passing. With that thought came the slow, deepening realization that she was going to have to cope with a lot more than the heart-breaking grief. As she sat alone, surrounded by the possessions her mother had … Read more

None of us likes to consider our own mortality. For our older loved ones, it’s an even more confronting topic and difficult to discuss. When Lindsay became ill, his family’s priority was to support him through his treatment and keep him positive and as comfortable as possible. Typical of his generation, Lindsay had always been … Read more

Australian households are the fifth most indebted in the world, according to 2020 data from the OECD. Based on their research, a household with a disposable income of $100,000 has a debt of approximately $203,000. With rapidly rising interest rates and rampant inflation, the cost of living will only continue to escalate. Home loans, credit … Read more

There’s a quote that says, “Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it”. True if you’ve got that sort of money. For the rest of us, our spending is usually on clothing, gadgets, and cars – the kinds of things that make us … Read more

Credit cards certainly can make life easier – they are simple to use, accepted almost everywhere, and help you to buy what you want, when you want, particularly online. So much so that living close to, (or often beyond), the credit limit has become the norm for many people and spending can quickly get out … Read more

Now and then, Jodi borrowed $100 from her parents. She’s good for it, and always paid it back, but her situation was not uncommon. ‘5.9 million Australians live pay to pay’ [1] A study by Deloitte between November 2021 and January 2022, surveyed over 14,000 Millennials (born 1983 – 1994) and Gen Zs (born 1995 … Read more